Pensions
Workplace pensions, SIPPs and getting the most from tax relief.
7 articles
Personal finance How to retire early in the UK: a realistic plan Retiring early isn't just for the super-rich. How to work out your number, why your savings rate matters most, and how to bridge the years before your pension.
Personal finance Pensions explained: workplace pensions, SIPPs and the State Pension A plain-English guide to UK pensions in 2026/27: how workplace pensions and SIPPs work, the key limits, when you can access your money, and the State Pension.
Personal finance How pension tax relief works, and how higher-rate taxpayers claim the extra How tax relief on pension contributions works in the UK, the difference between relief at source, net pay and salary sacrifice, and how higher-rate taxpayers claim what they're owed.
Personal finance Your workplace pension: check your fund, grab the match, and stop leaving money on the table Many workplace pensions sit in a default fund nobody chose. Here's how to check yours, why fees and fund choice matter, and how to make the most of employer matching.
Personal finance Autumn Budget 2026: what's already changing, and a money checklist before 28 October The Autumn Budget is on 28 October 2026. Here's what's already confirmed to change for your money, why you shouldn't act on rumours, and a calm checklist to run through now.
Personal finance Fiscal drag: why you're paying more tax without a tax rise (and what to do) Frozen tax thresholds are pulling millions into higher tax bands. Here's how fiscal drag works, the £100,000 trap, and practical ways to keep more of your pay.
Personal finance Pensions and inheritance tax from April 2027: what's changing and what to do From 6 April 2027, most unused pension funds will count towards your estate for inheritance tax. Here's who's affected, what stays the same and the steps to take now.