Investing
Plain-English investing for the long term.
8 articles
Personal finance How to retire early in the UK: a realistic plan Retiring early isn't just for the super-rich. How to work out your number, why your savings rate matters most, and how to bridge the years before your pension.
Personal finance Junior ISAs: how small, early contributions can grow into a big head start How Junior ISAs work in 2026/27, and why £25 a month from birth can be worth nearly three times as much as starting at 10. A plain-English guide for UK parents.
Personal finance Crypto explained: what it is, the big coins, and why to keep it small A plain-English guide to cryptocurrency for UK readers: how it works, ten of the biggest coins, the risks and tax, and why it should only ever be a small slice of your wealth.
Personal finance Index funds and ETFs: the boring way to build real wealth Why low-cost index funds and ETFs beat chasing the next big thing, how they work, what fees really cost you, and how to get started in the UK.
Personal finance Stocks and Shares ISAs explained, and why I use Trading 212 How a Stocks and Shares ISA shelters your investments from UK tax, how to get started with Trading 212, and how to claim a free share worth up to £100.
Personal finance Your workplace pension: check your fund, grab the match, and stop leaving money on the table Many workplace pensions sit in a default fund nobody chose. Here's how to check yours, why fees and fund choice matter, and how to make the most of employer matching.
Personal finance Revolut explained: earning interest, investing and buying crypto in one app A plain-English guide to Revolut for UK users: its savings, investing and crypto features, what's protected and what isn't, and how to get started.
Personal finance The Cash ISA cut is coming: what it means for you, and what to do before April 2027 The Cash ISA limit drops to £12,000 for under-65s from April 2027. Here's who it affects, what it doesn't change, and what to do this tax year.